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Payment gateway

Accept crypto. Settle your way.

The First Xchange Payment Gateway bridges crypto and commerce — enabling merchants, freelancers and online businesses to accept cryptocurrency payments globally and settle in fiat or stablecoins, securely and instantly.

Merchant features

Built to streamline payments and elevate checkout.

Unified merchant dashboard

Track every payment in real time — Pending → Confirmed → Settled.

  • Instant invoices, QR codes and payment links
  • Analytics on sales volume, asset conversion and customer geography
  • Exportable CSV and PDF reports for accounting

Multiple integration methods

Go live in the way that suits your stack.

  • Hosted checkout page — one-click link for e-commerce and freelancers
  • REST API with SDKs in PHP, Python and Node.js
  • Plugins for Shopify, WooCommerce, Magento and Wix
  • POS integration for in-store QR payments

Settlement options

Choose how and when you get paid.

  • Fiat settlement: automatic conversion with daily bank payouts
  • Crypto settlement: keep native assets in your exchange wallet
  • Stablecoin settlement: instant USDC/USDT for cross-border payments

Transparent fees

Simple pricing that scales with you.

  • 0.5%–1.0% transaction fees
  • Volume-based discounts for enterprise clients
  • No chargebacks or currency-conversion penalties

Security and compliance

Every merchant and transaction is protected.

  • KYC verification and AML screening for all merchants
  • AI-driven fraud detection and blockchain risk assessment
  • PCI DSS alignment, AES-256 encryption and SHA-512 verification

Use cases

One gateway, many industries.

  • E-commerce: accept BTC or ETH, settle in local currency
  • Gaming: global in-game purchases with crypto
  • Professional services: receive crypto, convert instantly
  • International settlements: stablecoin payouts faster and cheaper than SWIFT
Why First Xchange Payment Gateway

Seamless, secure and scalable.

Accept cryptocurrency payments globally with instant settlement, real-time fiat conversion and enterprise-grade security — whether you run an online store, a SaaS business or a large enterprise.

01

Instant settlement

Confirmed payments settle to fiat, crypto or stablecoin on your schedule — daily or weekly by merchant tier.

02

Lower cost than cards

No chargebacks, no FX penalties and transparent fees that fall as your volume grows.

03

Global by default

Reach customers in any market and get paid in minutes rather than days.

Start accepting crypto today.

Create a merchant account, complete verification and generate your first payment link in minutes.